Author Archives: TAG Guest Blogger

Children and Finances: Where to start?

posted by TAG Guest Blogger

December 5, 2012 @ 11:00 am

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Regardless of the age of your kids, from toddlers to teens, it’s never too early or too late to start talking about money. But where to begin? It’s not always intuitive. Here are a few tips to get you in the right frame of mind and steer you in the right direction.  More


Perspective on Parenting

posted by TAG Guest Blogger

July 25, 2012 @ 2:08 pm

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The author's boys getting ready for soccer, complete with Batman tattoo.

I beat myself up about my mothering capabilities pretty often. I don’t send pictures to grandparents. I am a complete failure at baby books — wait, maybe that’s only a 70 percent failure. I make decisions I regret. I still let them watch too much TV. I raise my voice more often than I would like.

I just came from a meeting focused on creating a website for a nonprofit that shelters homeless families. As part of the program these families get a life plan as well. It’s no wonder their success rate is so high.

It’s so easy to forget how much my husband and I give our children every day. Not gifts and possessions, but stability, love, responsibility, a home. Luxuries that are beyond the reach of many families in our community. That’s a sobering thought. More


Delayed Gratification

posted by TAG Guest Blogger

April 9, 2012 @ 2:15 pm

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Perhaps you can relate to these statements:

  • “When I was a kid, we didn’t have DVR … we didn’t even have a VCR. A Charlie Brown Christmas came on once a year and it was a momentous occasion we waited for … and didn’t miss.”
  • “iPhone? We had ONE phone in our house when I was growing up. It was in the kitchen and had a cord that was three feet long.”  Some of us might even be able to refer to a rotary dial.
  • “Laptop computer? My papers were typed on a typewriter. There was one girl in college that had a Brother word processor and that was cutting edge.”

Life has changed significantly in a short period of time – even just a few short years. Technology is improving at light speed and in this ‘On Demand’ world, we’re becoming more and more accustomed to getting whatever we want, when we want it. While getting what we want quickly is lovely, our children will learn at some point that the world doesn’t always work that way. In teaching them lessons in financial planning and delaying that which we desire to have or accomplish, we can truly make life easier for them and set a strong foundation for financial viability.   More


Building Healthy Money Habits

posted by TAG Guest Blogger

February 6, 2012 @ 1:15 pm

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In addition to the values entrenched in the act of giving, learning to give establishes a strong foundation for adopting sound financial practices. When teaching financial literacy to children, giving can be demonstrated as just one pillar of economic responsibility, which also includes spending money, saving money and investing money. Just as in saving and investing, most charitable giving is planned for in some way. Children are better prepared to become financially secure adults when taught about the importance of giving, saving and budgeting responsibly and parents can proactively teach their children by modeling desired behavior and through discussion regarding charitable efforts. More


Saving and Giving: Planning for Kids

posted by TAG Guest Blogger

January 2, 2012 @ 1:00 pm

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Saving. As adults we know it’s critical, but the lesson is still sometimes hard to learn. In looking at our culture, in 2010 43 percent of American workers had saved less than $10,000 for retirement. We can actively help our children learn about the necessity and benefits of saving at early age – and the concept of planning for sharing is the same.

It’s New Year’s! What better time to begin following these three easy steps to help your children build healthy saving and sharing habits. More